CPF

Much has been going on about CPF, minimum sum yada yada...

But I place my faith in the system.

Ask anyone who has done some forms of investing, are they so sure they will get 4 - 5% P.A year on year?

How much faith does one really have on themselves that they will never splurge big time. no matter what happens? (Have you ever spent unnecessarily as a form of (retail) therapy? Or perhaps to please TT SPECiAL someone?)

We can scream and wail at the system, but do we have a (better) sound and plausible one in mind?

Wait, does yelling even change anything?

If not why not embrace the system and make ourselves a happier person? :D