Savings tip #1 - Quit PUFFING!!

if u are interested in burning money and going to see God soon, continue smoking... otherwise do read on, w a light heart k? ^_^

1. u lose ur charm... 

For ladies: harder to hook the golden-turtle you have been investing in. 

For guys: yeah, maybe it seems cool... but heya no hot babes will want to be near a stinko! :D -invest in good cologne 

2. u harm ur loved ones...

hmmm, pardon me, isn't exposing your loved ones to constant 2nd hand smoke and the many health hazards a bit too selfish? -OooOps!

3. u harm ur own self...

not only are smokers exposing their love ones to series of risks, they are exposing themselves to a lot of risksss.

how can you bear to let your love ones see you smoking your health away?

and the constant nagging leads to more puffs n more tension. who gains? NOBODY NOBODY BUT HELL

4. u burn money...

you complain this is expensive that is expensive...cannot afford to buy gifts... yet 1 packet a day... $300/mth...$3600/yr (not including the extra puffs when partying, extreme stress periods... ...) and you complain about being poor?? -scratch head-

5. u burn even more money...

do you know a smoker pays higher premiums for insurance? 

6. u burn even more more money...

when illness related to smoking strikes... the medical cost may kill u...

not only that... it pains ur loved ones to see what the fragile smoker now has to go through... 

so spend money to smoke to spend more money for ttt or prevention... just how does this work out do be a doable sum?? 

Would you be able to survive on S$5 a day... in SINGAPORE?

a very interesting read today,

Would you be able to survive on S$5 a day? from http://sg.entertainment.yahoo.com/blogs/singapore-showbiz/able-survive-5-day-162447729.html

personally, I have my reservations on how this could be done... Singapore leh... 

BUT i think S$5 for meals only is possible BUT then will it be a trade off and one got to SACRIFICE his/her health?

i crack my head and below is the best I can come up with...

- braving the hot n humid / windy n rainy weather to walk  to mrt station / bus stop : free + travel to work (return trip) : minimum S$0.73*2 = S$1.46 (its S$3.50 for me; left only S$1.50 to makan!!)

- walk to work : free 

- from 24/jun/13 - 23/jun/14, free travel for commuters who tap out at designated stations before 7.45am on weekdays, excluding ph, thus only need to pay for 1 way travel : S$0.73

with only S$1.50 for meals...

-breakfast : cereal from pantry area

-lunch N dinner : S$1.45 + drinks from pantry

Cost: 

Fish ball - S$1.20 for 10 fish balls (S$0.12/ fish ball, 2 for lunch 3 for dinner) = S$0.60

Fish cake - S$1.20 for 3 pcs (S$0.40/ fish cake, 1/3 of a cake for lunch 2/3 for dinner) = S$0.40
Bee hoon - S$1.30 for 1 pk (1/3 of a pkt for 1 day) = S$0.45

but then if u are the lucky dude/babe living near work place or work in town and can benefit from the travel early for free scheme, hehx, you can have up to S$3.50 more to spare for your meals. haha!

and after work... cannot go shopping hur, if not budget *pop*

must crack brain for FREE  activities...

OMG! so its really possssibbllleee... but erm... will I (or u) do it?

SIA increasing free baggage allowance by 10kg on all classes

from 14/NOV/2013 onward, a whole new reason to fly on SIA & SilkAir... MORE BAGGAGE ALLOWANCE FOR FREEEEEE!

this makes flying budget not so budget, for the long haul (w the meals, entertainment blah blah). oops ooo to all budget operators?

for flyers on SIA / SilkAir:

Economy class: 30kg 

Business class: 40kg

First class: 50kg 

Commuters to gain if fare review is accepted (!~hurray~!)

According to the report released by FRMC, it has suggested the followings (+ + +which i am not listing cause haha only wanna see the 'good & happy' suggestions, for me. :D) to ensure public transport fares remain affordable while keeping te public transport system financially sustainable : 

- free travel for children under 7 yrs old (+ for tall children who are below 7 yrs old; - for children above 7 yrs old but below 0.9m tall)

- Monthly concession pass (MCP) for senior citizens on top of the current concessionary fares that they are enjoying on a per ride basis 

- Adjustments to pricing of MCPs for students, particularly for poly students. (+less discrepancies for jc vs poly)

- Extension of student concessions to Singaporeans studying full time locally to include those studying in private institutions (+upgrade, more incentives to study)

-Monthly travel pass (MTP) for adult commuters to help frequent public transport users. (actually ezlink has a similar scheme and sbs has one for its shareholders... but there are limitations)

-new Concessions to be funded by government:

  -> low income workers (LIW) (this can help keep their expenditure lower)

  -> people with disabilities (PWD) (social good in the making)

- Transport Ministry will respond by next week.

- Minister Lui + several MPs have made favourable feedback and acknowledge to the good of the suggestions. ('Pre-approval' signal?)

- new fare formula will be adopted between 2013 - 2017, if accepted.

For more details, pls refer to the source. 

Let's pray for these reviews to be accepted, and that not everything only go up up and up! $_$

source:
http://www.channelnewsasia.com/news/singapore/up-to-1-million-commuters/874792.html